Business Loans

The Business Bank has all the resources to meet your borrowing needs. Our experienced staff can customize a loan product based on your specific request. We especially pride ourselves in our ability to provide you a comprehensive and suitable solution in a very prompt and professional manner.

OUR WIDE ARRAY OF BUSINESS-RELATED LOANS INCLUDE:

  • Revolving or seasonal lines of credit for working capital needs
  • Term loans for equipment, leasehold improvements, and furniture & fixtures
  • Multiple advancing lines of credit
  • Permanent working capital loans
  • Commercial real estate loans (construction and permanent financing)
  • Small business loans, including loans guaranteed by the Small Business Administration

WE HAVE THE EXPERIENCE AND RESOURCES TO OFFER YOU AN SBA LOAN THAT BEST SUITS YOUR NEEDS:

Government Guaranteed 7A Loans The 7A loans are generally used to expand a business. These loans are provided for the purchase of inventory, equipment and other assets, and for working capital purposes.

SBA Express Loans The application process has been simplified for these types of loans. These loans are made in amounts of less than $350,000 and can be structured as either a loan or line of credit.

504 Development Loans These loans are for longer-term real estate purchases, leasehold improvements, or equipment financing. 504 Development Loans generally require smaller down payments than conventional real estate loans.